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As the holidays approach…you’d better guard your kneecaps

November 29th, 2010 · 140 comments

If you needed another reason why mixing friends and money usually ends up badly, here’s five of them.

(And to the letter-writer: I think I’ve got a great “hassle-free” New Year’s resolution idea for you!)

Dear Friends, With the holidays approaching (Chanukah on Dec. 1, and Xmas a few weeks later), there is no time like the present for

(Thanks to Kristen in Leesburg, Virginia for forwarding!)

related: Two birds with one snowman

FILED UNDER: "polite notice" · Christmas · e-mail · holiday spirit · money

140 responses so far ↓

  • #1   Ni

    How unbelievably (and AWESOMELY) tacky! HA!

    Nov 29, 2010 at 8:54 pm   rating: 41  small thumbs up

  • #2   Jonathan

    Oh, is it Jubilee time already?

    Nov 29, 2010 at 8:55 pm   rating: 5  small thumbs up

  • #3   Canthz_B bang

    He’s making a list and checking it twice,
    telling his friends that deadbeats aren’t nice.

    Nov 29, 2010 at 8:56 pm   rating: 120  small thumbs up

    • #3.1   Divvitar

      “Loan-shark Claus is coming to town!”

      Nov 30, 2010 at 7:33 pm   rating: 23  small thumbs up

  • #4   Ian

    Over $5.50? Seriously?

    Nov 29, 2010 at 8:58 pm   rating: 82  small thumbs up

    • #4.1   Canthz_B bang

      Hey, with $5.50 and a coupon you can get a filling meal at Burger King!

      Nov 29, 2010 at 9:46 pm   rating: 25  small thumbs up

    • #4.2   Diana

      Yes, it’s serious…lol I like that they added the 50 cents.

      Nov 29, 2010 at 10:28 pm   rating: 9  small thumbs up

    • #4.3   The Elf

      If this guy is so desperate for that $5.50 or $6.00, he really shouldn’t have lent it out in the first place. Don’t lend out what you can’t afford to lose!

      Nov 30, 2010 at 11:03 am   rating: 24  small thumbs up

  • #5   Sock

    “dear friends, I am an anal control freak. Sometime during the last year, I paid for something that cost mainly very small amounts (except for the $89.37 guy – don’t forget those 37 cents dude!) for you and you never paid me back. Instead of asking you about it in person or even calling, I’m going to send out a MASS mothereffing email including everyone who ever owed me anything. Pay up bitches.”

    Nov 29, 2010 at 8:58 pm   rating: 101  small thumbs up

    • #5.1   RBX

      My mother did this to my brother once, where they went out to lunch, and she paid. I guess she expected my brother to pay her back. Mind you, my parents are more than comfortable, financially speaking, and my brother was a law student at the time (read: poor, nevermind the fact that my mom spends money like it’s going out of style). I think it was literally $7 or $8, and finally my brother gave up and wrote her a check, the memo line of which read “STOP NAGGING ME.”

      He got a phone call from my dad saying they were too embarrassed to cash the check and that he needed to apologize to my mom, who was literally crying over it.

      The upside is that my dad tore up the check and told them both to forget the whole thing. (Despite the fact that his hard work is the reason for their financial status, my dad would never take me to lunch and then expect reimbursement, even now that I’m well into adulthood.)

      Dec 16, 2010 at 3:32 pm   rating: 11  small thumbs up

  • #6   notolaf

    Oddly Specific

    Nov 29, 2010 at 8:58 pm   rating: 13  small thumbs up

  • #7   visa

    Old debts: $159.09
    Alienating the deadbeats in your life right before the gift-giving season: Priceless.

    Nov 29, 2010 at 9:03 pm   rating: 134  small thumbs up

    • #7.1   ashmeadow

      If they’re deadbeats, they probably weren’t planning on giving any gifts anyway.

      Nov 29, 2010 at 11:30 pm   rating: 18  small thumbs up

    • #7.2   jadefirefly

      More to the point is the fact that now HE doesn’t need to, either.

      Nov 30, 2010 at 4:04 am   rating: 16  small thumbs up

    • #7.3   Canthz_B bang

      Deadbeats are plenty generous, they just happen to be generous with your money!

      Nov 30, 2010 at 8:41 am   rating: 11  small thumbs up

  • #8   Courtney

    Something less serious than an outstanding debt of $5.52? That’s hard to imagine.

    Nov 29, 2010 at 9:06 pm   rating: 31  small thumbs up

  • #9   farcical aquatic ceremony

    C’mon, that’s just mean–Rick Springfield doesn’t have that kind of money!

    Nov 29, 2010 at 9:17 pm   rating: 20  small thumbs up

  • #10   Canthz_B bang

    Gift list:

    Mary – wristwatch
    Bill – leather wallet
    Frank- golf clubs $5.50

    Nov 29, 2010 at 9:25 pm   rating: 158  small thumbs up

    • #10.1   ed gein


      Dec 2, 2010 at 3:27 pm   rating: 1  small thumbs up

  • #11   QuikLives

    Seriously, while this would have been better addressed individually, and most of the amounts are small, I’m team letter writer here. I don’t lend money anymore – and it’s for this reason. Just because they’re small amounts doesn’t mean the other people get to blow it off.

    Nov 29, 2010 at 9:25 pm   rating: 54  small thumbs up

    • #11.1   John

      I bet that if TA known that his/his friend would make a big deal about $5, he/she wouldn’t have accepted such “generosity” in the first place.

      Nov 29, 2010 at 9:29 pm   rating: 37  small thumbs up

    • #11.2   butt

      Also team note writer. I bet this person’s cheap-ass friends would expect their 5 bucks back too.

      Nov 30, 2010 at 5:46 am   rating: 14  small thumbs up

    • #11.3   KJS

      I really wish people would stop using the phrase “I’m team so-and-so. ”

      You’re not on the damn team. There is no team. And for the love of God, do not go out and buy a T-shirt showing your “support.”

      Nov 30, 2010 at 7:45 am   rating: 49  small thumbs up

    • #11.4   Canthz_B bang

      Team KJS can bite my farts.

      Nov 30, 2010 at 7:51 am   rating: 65  small thumbs up

    • #11.5   johnnyboy

      I really wish people would stop whining and telling other people what they should or should not say.

      You’re not my damn mother. There are no rules. And for the love of Richard Dawkins, buy whatever fucking T-shirt you want to.

      Nov 30, 2010 at 9:33 am   rating: 54  small thumbs up

    • #11.6   L

      That T-Shirt was fucking delicious!

      Careful what you wish for?

      Nov 30, 2010 at 11:17 am   rating: 6  small thumbs up

    • #11.7   Janellionaire

      Team Johnnyboy!

      (Where do I buy my t-shirt?)

      Nov 30, 2010 at 2:08 pm   rating: 9  small thumbs up

    • #11.8   Splint Chesthair

      I think you need to make your terms clear if you lend money to someone. With my friends if they need $20 or so for a night out or for dinner because they’re short, I just give it to them and don’t expect anything except for the same consideration be done for me if I’m in that situation. I’ve been on both ends and don’t keep track whether I’m up or down because I don’t care. So, if you gave me $5.50, and didn’t say you wanted it back, I wouldn’t assume I owed it to you. If you’re going to lend money and need to keep track of every penny, just let the lendee know it.

      Dec 1, 2010 at 7:51 am   rating: 19  small thumbs up

    • #11.9   Madrias

      I agree with Splint: I make it very clear when loaning friends gas money that I want it paid back when you can do so. I’ve also loaned to a friend who was $20 short for his brother’s B-day gift, and told him it was a gift, so no need to pay back.

      I keep track, though, to make sure that if you’ve got an outstanding loan, you don’t get any more cash till I’m repaid.

      Dec 1, 2010 at 2:21 pm   rating: 4  small thumbs up

  • #12   SP

    Wow. Dude, ever hear of “pay it forward”? I can’t imagine how many people in my life who have paid for things, and I have done the same. We NEVER keep score. It always somehow works out. And, I’d rather have my good friends and help them out when they need it than live a lonely existence and keep score like that. The one friend who did keep score is no longer my friend. And I was the one paying for most everything with him, but he would conveniently “forget” unless it was him paying. I feel sorry for you. Truly.

    Nov 29, 2010 at 9:44 pm   rating: 58  small thumbs up

    • #12.1   sarita brown

      i couldnt agree with you more. jesus. what kind of a world have we created where you keep track of $5.52? pay it forward, pay it to a homeless guy, pay it to the kid selling lemonade.. and since when does five bucks make a person a deadbeat? meh. ugly and tightassed.
      if i sent out a letter like that, suppose my new bank balance would be in the hundreds.. but man, if i could count the number of times my friends have been there for me too? that is what is priceless….

      Nov 29, 2010 at 10:49 pm   rating: 34  small thumbs up

    • #12.2   The Elf

      Exactly. I’ll treat my friends when I’m flush and they aren’t. When I’m out of cash and they aren’t, they treat me. It works out. And if it doesn’t, I’d rather not let scorekeeping interfere with my relationship anyway.

      Nov 30, 2010 at 11:07 am   rating: 9  small thumbs up

    • #12.3   Meesh

      Exactly! Sometmes you give the reach around and some days you get it!

      Nov 30, 2010 at 11:27 am   rating: 15  small thumbs up

  • #13   stratonick
    Good advice for our letter writer.

    Nov 29, 2010 at 9:44 pm   rating: 4  small thumbs up

  • #14   Nuki

    Team deadbeats!

    If you lend me $5.50 (or buy me a beer when I have no cash or whatever that $5.50 is) I don’t consider it a Note Payable with a payment due date… it’s more of “hey I’ll catch you next time”

    Team Notewriter! Who borrows practically $90 and then forgets about it? DOOOOOOUUUUUCHEBAAAAG

    Nov 29, 2010 at 9:46 pm   rating: 28  small thumbs up

    • #14.1   butt

      But apparently this person’s friends never “caught him next time”.

      Nov 30, 2010 at 5:49 am   rating: 12  small thumbs up

    • #14.2   Heidi

      I have a friend like that. I don’t mind helping her out once in a while (even though I know she can’t help me back), but I find if I offer, she takes it as a “standing offer” (ex. I offer to give her a ride to work one morning, she automatically thinks I’m going to give her a ride *every* morning, even though she’s not paying me gas money and she’s 10 minutes out of my way, just to her damn house).

      From this relationship, I’ve learned not to offer any favours. I don’t like saying no, so it’s just easier not to offer.

      There are other people who I don’t mind giving rides to simply because if I do decide to say no (for whatever reason, even if it’s as lame as “I haven’t spent quality time with my house and fear it’s getting lonely” they’ll understand and accept it and DRIVE ON! Unlike friend #1 I mentioned).

      There’s another person who I park a block away from her house when I go over in order to discourage her from asking me to give her a ride to hither thither and yond for whatever her current need is. Again, this person tends to whine and cry and get all fussy/passive aggressive when I say no.

      Dec 1, 2010 at 7:51 am   rating: 9  small thumbs up

  • #15   Canthz_B bang

    What?! No accrued interest?

    What a pal!!

    Nov 29, 2010 at 9:51 pm   rating: 24  small thumbs up

  • #16   Danielle

    Scorekeepers are the worst.

    I understand the $89.37 and maybe even the 29.72 but the rest don’t seem to be worth the tacky email.

    Nov 29, 2010 at 10:00 pm   rating: 26  small thumbs up

    • #16.1   anglophile

      Yeah, scorekeepers. I’m reminded of a high school friend who would get out a calculator when we went out to eat to calculate her portion of the bill, including tax and tip to the penny. So irritating.

      Nov 29, 2010 at 11:16 pm   rating: 14  small thumbs up

    • #16.2   ashmeadow

      Sure it’s annoying if everybody got a reasonably well-priced meal. But I’m not paying for your filet mignon, especially if I didn’t pick the restaurant. I find it just as irritating, when you know someone’s a moocher expecting you to pay for their meal in the guise of splitting the check.

      Nov 29, 2010 at 11:36 pm   rating: 34  small thumbs up

    • #16.3   Canthz_B bang

      I agree, Glo. That’s why I do the math in my head! :lol:

      Nov 29, 2010 at 11:42 pm   rating: 12  small thumbs up

    • #16.4   aquapt

      My mom used to do that with my stepdad. Carried around a little notebook specifically for that purpose. She claimed her motive was to keep my inheritance separate from that of his kids. I would so not have minded springing for a pint of ice cream for stepdad, but mom would not be deterred. I’m hoping there’s not a genetic basis for this…

      Nov 29, 2010 at 11:43 pm   rating: 15  small thumbs up

    • #16.5   mo

      My ex was a scorekeeper. Like a large corporation she would have quarterly reviews where every little slight or mistake was brought up and then she would, what I called, bring up past hits and oldies on the nag parade.
      You can’t win with people like that they just sharpen their pencil.

      Nov 30, 2010 at 8:08 am   rating: 10  small thumbs up

    • #16.6   M L

      Ashmeadow: Yes! And what about people who are completely incapable of doing the math accurately in their head, or who conveniently forget about the existence of tax and tip altogether? Or who are incapable of remembering how many pints they had, forcing the group to supplement the difference between what they owe in their head and what they actually owe?

      Separate bills, plz.

      Nov 30, 2010 at 8:19 am   rating: 18  small thumbs up

    • #16.7   Canthz_B bang

      I say pool the money on the bar ahead of time, then every man for himself until it’s all gone!

      Probably wouldn’t work, but you’d all get home a lot earlier! LOL

      Nov 30, 2010 at 8:28 am   rating: 3  small thumbs up

    • #16.8   anglophile bang

      I’m saying, ashmeadow, if your portion of the bill comes to $18.59, just throw in the fucking $20 and stop being so fucking annoying. If your portion of the bill comes to $21.45, throw in the twenty anyway. I’ll gladly cover the rest. Jesus.

      Nov 30, 2010 at 9:43 am   rating: 16  small thumbs up

    • #16.9   ashmeadow

      No I agree, glo. That’s why I stopped being friends with both penny-pushers and moochers. A much better time is had all-around.

      Nov 30, 2010 at 10:01 am   rating: 5  small thumbs up

    • #16.10   The Elf

      While Ashmeadow has a point (and having been the designated driver fairly often and thus having a considerably lower bill, I know the point all too well), if it happens often enough to be a problem you just get separate checks from the beginning. If you don’t want to do that, at least round it out. I don’t mind covering your pennies and I certainly hope you don’t mind covering mine. Scorekeepers drive me batty!

      Nov 30, 2010 at 11:12 am   rating: 6  small thumbs up

    • #16.11   oi bang

      If it is a new friendship I always pay every penny back. I don’t know that person. May be s/he has weird OCD about money. My best friend was like that, she strongly believed friendship and money are two mutually exclusive items. She would expect every penny back and she would pay every penny back too. I do not care either way as long as it is fair.
      If you have strong preference about how money is handled in your friendship you should demonstrate that. If you want every penny to be accountable then you should start paying every small change. If you want your friend to forget about small changes you should start with not accepting when they offer. Most people would follow your lead in money if they care about friendship. If they don’t then why would you keep them anyway?

      Nov 30, 2010 at 11:39 am   rating: 5  small thumbs up

    • #16.12   divaandwriter bang

      I agree with those who don’t want to split a bill evenly at a restaurant. If your meal is more expensive than mine, I am NOT going to help you pay for it. Likewise, if my meal is more expensive than yours, I am not going to expect you to help me pay for it. I will pay for my part of the bill, including tax and (hopefully generous) tip.

      Nov 30, 2010 at 2:14 pm   rating: 9  small thumbs up

    • #16.13   LoriDD

      As someone who has been the only sober person left at the table, and been stuck with a $200 tab while the drunks *insist* that they didn’t actually drink that much, when they obviously did, I’m all about split checks.

      Nov 30, 2010 at 7:59 pm   rating: 11  small thumbs up

    • #16.14   Canthz_B bang

      If I were you, I’d be all about collecting ATM cards, not paying a $200 tab. :-P

      Dec 1, 2010 at 12:50 am   rating: 3  small thumbs up

    • #16.15   Heidi

      Word. I’d probably round down, anyways. Keeping track of 37 cents is just *tacky*

      Dec 1, 2010 at 7:58 am   rating: 0  small thumbs up

    • #16.16   Splint Chesthair

      Jeepers, a lot of you sure seem to stay friends with a lot of moochers. I’ll gladly cover anyone once, if it becomes a habit, I’ll stop and call you a mooch and leave it at that. Simple enough.

      Dec 1, 2010 at 7:59 am   rating: 2  small thumbs up

    • #16.17   Clumber

      LoriDD… I thought that the “rule” was that the designated driver in the group doesn’t have to pay for his/her drinks? Isn’t that part of the standard payback to the one not drinking? Granted, I haven’t been a drinker or a social-type since college, but that was how I understood it. Maybe my friends at the time were more desperate for a DD than yours…

      Dec 1, 2010 at 8:01 am   rating: 8  small thumbs up

  • #17   LVM

    Its always the scorekeepers who owe the most money! my score keeper friends will ask for the $20 that i owe and when i kindly offer to write that debt off because of the $40 or so they owe me, they happily change the subject!

    Nov 29, 2010 at 10:21 pm   rating: 20  small thumbs up

  • #18   Diana

    Given the amount he lent out, he’s got plenty of dough in his mattress somewhere. Probably in quarters.

    Nov 29, 2010 at 10:29 pm   rating: 6  small thumbs up

    • #18.1   Sean Jungian

      Quarters? Wh0 is he, Bill Gates? I’m thinking he’s heavily invested in jars of pennies.

      Nov 29, 2010 at 11:26 pm   rating: 7  small thumbs up

  • #19   mystic_eye_cda

    To me, it’s the fact that they couldn’t write 6 different e-mails! YIKES!

    Nov 29, 2010 at 10:29 pm   rating: 21  small thumbs up

    • #19.1   FeRD bang

      Oh, the same message could have been delivered in 6 separate emails, sure. But I guarantee part of the intent here is to deliver a little “public shaming” to everyone on the list, by making it clear that they’ve been called out in front of all of the other recipients. (Oh, snap! and what have you.)
      In the notewriter’s mind, that probably seems like an extra incentive to pay back the debt. In reality, of course, it probably had the exact opposite effect. — By letting everyone know that they’re far from alone in incurring the notewriter’s wrath ire anal-retentive whingeing, this missive probably caused all of the recipients to share a communal, “Can you believe this freak??“, then shrug it off and get on with their normal, uptight-wackjob-free daily lives.

      Nov 30, 2010 at 9:51 pm   rating: 13  small thumbs up

  • #20   Walker, "Tex" (a stranger) bang

    I’m surprised he’s willing to take a personal check.

    Nov 29, 2010 at 10:29 pm   rating: 22  small thumbs up

  • #21   Melodie

    I hope she got it in writing. One time a friend of mine loaned me $100, then said I didn’t have to pay her back, then said “And YOU owe me money!” straight out of fucking nowhere a couple of months later.

    We’re not friends anymore, but for unrelated reasons.

    I swear to god.

    Nov 29, 2010 at 10:31 pm   rating: 13  small thumbs up

    • #21.1   anglophile

      Did you pay her back?

      Nov 29, 2010 at 11:13 pm   rating: 20  small thumbs up

  • #22   Na

    Why not, as a Christmas gift to THEM, he/she could just forgive their debts? Most of them being minimal amounts of money, that would be much more hassle-free.

    Nov 29, 2010 at 10:45 pm   rating: 31  small thumbs up

    • #22.1   Sean Jungian

      That’s actually where I thought this e-mail was going. I still thought, “Dude, soooo classy” but wow it turned even that was too much to hope for.

      Nov 29, 2010 at 11:28 pm   rating: 7  small thumbs up

    • #22.2   TippingCows

      Clearly the person is Jewish and Christmas and the message of Christ has little to no meaning.

      Nov 30, 2010 at 6:00 am   rating: 6  small thumbs up

    • #22.3   faina

      Woooooooooooooooow tippingcows, just wow. You are worse than any PAN on this site.

      Unless it’s sarcasm, in which case, lol.

      Nov 30, 2010 at 9:23 am   rating: 23  small thumbs up

    • #22.4   TippingCows

      When is it not sarcasm?

      But Jews really are cheap – ask my spouse. :-D

      Nov 30, 2010 at 2:19 pm   rating: 6  small thumbs up

    • #22.5   Anon

      Why, how much are Jews costing these days?

      Nov 30, 2010 at 8:56 pm   rating: 17  small thumbs up

    • #22.6   FeRD bang

      “I’ll pay fifty dollars for one!”

      Nov 30, 2010 at 9:53 pm   rating: 2  small thumbs up

    • #22.7   Canthz_B bang

      $50?! You’d better check the Kelley Jew Book value first!

      Dec 1, 2010 at 12:53 am   rating: 17  small thumbs up

    • #22.8   jayskinner70

      I have to agree with TippingCows. As a half-jew myself and son of a full-jew mother, it is IMPOSSIBLE to deny the thriftiness of “the Tribe”.

      And while most would view the statement that “Jews really are cheap” as an insult, I can assure you that there is no feeling of animus amongst most of us.

      Its a sort of sideways compliment. Kind of like saying to someone “Wow, you’ve lost weight!” even if the recipient of the compliment didn’t perceive themselves as fat to begin with.

      Dec 1, 2010 at 8:05 am   rating: 4  small thumbs up

  • #23   Na

    “If you lend a person $50 and then never see that person again, it was money well spent.”

    Nov 29, 2010 at 10:48 pm   rating: 60  small thumbs up

  • #24   Roundredhead

    I never lend money that I can’t afford to write off. In fact I don’t consider it a loan when I pay for something for a friend, it’s a gift. If later they feel like giving me the money for it that’s cool, if they don’t, I have the pleasure of having helped them out. This may sound like I’m being generous to them, but actually I’m the one who gains the most from not having to stress about it. My friends help me out in so many ways, the very least of which is with money. I suppose if someone was always mooching it might become a problem, but it’s never happened to me so far (and I’m in my forties.)

    Nov 29, 2010 at 11:28 pm   rating: 44  small thumbs up

    • #24.1   Sean Jungian

      “I never lend money that I can’t afford to write off.”

      That’s the rule by which to lend. I’ve never spent one minute feeling worried, angry, or self-righteous about this kind of thing.

      Luckily I’m poor, so nobody thinks to hit me up for a big loan of $5.50.

      Nov 29, 2010 at 11:31 pm   rating: 46  small thumbs up

    • #24.2   Sarah

      I’m poor, too. :( But I’m one of the only kids at my college that is paying for his or her own tuition, and I actually value it.

      Nov 29, 2010 at 11:40 pm   rating: 7  small thumbs up

    • #24.3   Roundredhead

      You’ll never be as poor as the person who sends a mass email to hound their friends. Also speaking as someone who has made hiring decisions there is nothing that was more likely to make me hire someone than the information that they worked for their tuition. I think you’ll find your efforts now will more than pay for themselves in the long run.

      Nov 30, 2010 at 3:40 am   rating: 11  small thumbs up

    • #24.4   mo

      Roundredhead, SJ, and Sarah you are richer than you know. I hope and pray that prosperity and happiness always finds and blesses you.

      Nov 30, 2010 at 8:12 am   rating: 6  small thumbs up

  • #25   JetJackson

    I would send a check for $300 and a note saying they obviously need it more than me if they are chasing people for $5.50.

    This type of person is going to hate nothing more than to be in someone elses pocket.

    Nov 29, 2010 at 11:36 pm   rating: 21  small thumbs up

    • #25.1   The Elf

      Yes! Then next year, as an idea for a hassle-free gift, you can say they owe you $294.50. Personal checks are fine.

      Nov 30, 2010 at 11:16 am   rating: 20  small thumbs up

    • #25.2   LoriDD

      Hey Jet… Wanna borrow $5.50? And BTW, I’ll need your email. LOL

      Nov 30, 2010 at 8:06 pm   rating: 5  small thumbs up

    • #25.3   JetJackson

      I was also thinking I could just send the cheque for $300 without saying anything. Then emailing the next day. “I accidentally overpaid you and being Christmas season and all things are extremely tight, I can’t feed my kids. Please wire me $294.50 asap”

      The check woould bounce of course.

      Nov 30, 2010 at 8:47 pm   rating: 5  small thumbs up

  • #26   Amber

    Good lord. That sounds EXACTLY like my psycho ex-roommate.

    Nov 29, 2010 at 11:43 pm   rating: 4  small thumbs up

  • #27   Xyzzy

    Bleargh… Reminds me of my ex’s family — his siblings and parents all not only kept meticulous track of every penny they spent on or lent one another, but charged one another interest, no matter how little the loaned amount was!

    Nov 30, 2010 at 4:02 am   rating: 3  small thumbs up

    • #27.1   Rene

      Good God! How are these people made? How did they calculate interest??? Seriously, wtf. I notice you say “ex”…that alone would be reason enough for me to split.

      Nov 30, 2010 at 2:44 pm   rating: 2  small thumbs up

  • #28   WMDKitty

    Team Forget It.

    Seriously, it’s just money.

    Nov 30, 2010 at 5:49 am   rating: 2  small thumbs up

    • #28.1   butt

      It’s so easy to get!

      Nov 30, 2010 at 5:57 am   rating: 3  small thumbs up

  • #29   aaa bang

    Is the notewriter sure they doesn’t celebrate Festivus? It sounds like they have a good head start on the Airing of Grievances. And the Feats of Strength can always come when they try to actually collect this money.

    Nov 30, 2010 at 7:22 am   rating: 46  small thumbs up

    • #29.1   Mo®

      + + + + + + + +

      Error: Already voted.

      Nov 30, 2010 at 8:14 am   rating: 1  small thumbs up

    • #29.2   jules

      Reading the note, I immediately thought of George anyway — remember the movie episode, where Elaine only has a $20 and he can’t make change? And she’s like, “I’ll just catch you next time for the ticket.”

      And he’s like, “How about *I* catch *you* next time?”

      “You mean, you owe me $12 instead of me owing you $8?”


      No one should want to be like George. :(

      Nov 30, 2010 at 2:55 pm   rating: 2  small thumbs up

    • #29.3   LoriDD

      It’s a Festivus miracle! They paid up!

      Nov 30, 2010 at 8:11 pm   rating: 1  small thumbs up

  • #30   Canthz_B bang

    The note writer should be charged with strong arm snobbery.

    Nov 30, 2010 at 7:32 am   rating: 6  small thumbs up

  • #31   Jacquie

    I am so using this letter today on my customers who have the attitude that $99 for an ad is not really a bill they need to pay. Screw that, I want my money! If I owe someone 10 cents I pay them right away and expect the same. I applaud the author.

    Nov 30, 2010 at 7:46 am   rating: 7  small thumbs up

    • #31.1   Hear Me Roar

      If I owed someone 10 cents, I’d just go ahead and admit I’m a loser, then blow my worthless brains out.

      Nov 30, 2010 at 8:09 am   rating: 7  small thumbs up

    • #31.2   park rose bang

      Sometimes you accidentally leave your purse at home. Even so, I still might have to be reminded to repay a small amount. But I wouldn’t mind that, nor paying it. Likewise, if it’s forgotten, no biggie.

      Nov 30, 2010 at 10:07 am   rating: 3  small thumbs up

  • #32   Canthz_B bang

    Sure, go ahead and insist on the $5 or $6 back.

    Because, you know, trying to repo a burger and fries is a pretty shitty experience!

    Nov 30, 2010 at 8:35 am   rating: 10  small thumbs up

    • #32.1   Madrias

      How the hell do you come up with these good jokes so fast?

      Dec 1, 2010 at 2:38 pm   rating: 1  small thumbs up

    • #32.2   Canthz_B bang

      Insanity helps! ;-)

      Dec 2, 2010 at 12:04 am   rating: 1  small thumbs up

  • #33   lolsuz

    Notewriter lost me on the first sentence. What kind of asshat spells out Chanukah and then abbreviates Christmas down to Xmas? Unless every recipient of the email is a member of the local Fuck You Christians Association and Ladies Auxiliary, that little detail speaks volumes about Notewriter, and what he really thinks about his audience. Even if every recipient was Jewish, why mention *that other holiday* at all?

    I’m a “militant atheist” and I don’t pull that crap. I may vehemently eschew religion, but I don’t vehemently eschew my fellow humans… especially those I claim to be my “friends”.

    +1 bullshit sandwiches to you, Notewriter. You’ll find yours in your stocking on “Xmas” morning. Whether you put up a stocking or not… sock drawers are easily enough found.

    Nov 30, 2010 at 8:43 am   rating: 10  small thumbs up

    • #33.1   Canthz_B bang

      Is there an abbreviation for Chanukah
      I abbreviate lots of shit, I don’t think it speaks volumes about me, just says I’m lazy or happen to know an accepted abbreviation and wish to save some time and keystrokes.
      The ‘X’ is maybe a symbol used for the Cross, BTW. Not a way of excluding Jesus.

      The Roman Empire has fallen, Christians are not being persecuted by abbreviation…stop the madness, it’s a well-accepted major religion now.

      Happy holidays to you. ;-)

      Nov 30, 2010 at 9:05 am   rating: 25  small thumbs up

    • #33.2   lolsuz

      There’s no abbreviation for Chanukah, no, but I found it particularly interesting that Notewriter chose the specific, less-common, Orthodox spelling… instead of the now more usual spelling of Hanuka. Notewriter chose the most “correct” spelling, and then demonstrated the opposite with Xmas. Why take such care with one word and not another?

      I was reluctant to post my original comment because I didn’t want to start a lot of nonsense about “the war against Christmas”, but I still contend that Notewriter either deliberately or subconsciously got an extra little dig in there with the Chanukah/Xmas thing.

      And you’re totally right, CB, that a little abbreviation is hardly akin to lions. I’m not crying “persecution”, merely enhanced douchebaggery.

      Happy holidays to you too, even though the world holiday derives from holy day. I like happiness regardless of its nomenclature and wish you and yours the best. ;-)

      Nov 30, 2010 at 9:40 am   rating: 7  small thumbs up

    • #33.3   park rose bang

      A friend of mine, who is hardly Orthodox, just posted about putting presents out for Chanukah, and that is the spelling she used. That is all.

      Nov 30, 2010 at 10:14 am   rating: 6  small thumbs up

    • #33.4   Kate

      Xmas was used as an abbreviation for Christmas from as far back as the 1700s.

      If I recall correctly it represents the greek letter that the greek word for Christ starts with.

      Nov 30, 2010 at 11:22 am   rating: 6  small thumbs up

    • #33.5   The Elf

      Yeah, the notewriter totally missed the fact that R.B. is Wiccan. Since he neglected to specify Yule, I guess he’s not going to get his money.

      Nov 30, 2010 at 11:23 am   rating: 14  small thumbs up

    • #33.6   jules

      You are ridiculous. “X” is the Greek letter for Christ; otherwise “Xmas” wouldn’t even make fucking sense as an abbreviation. Then again, this is why I don’t make friends with the religious: lots of delusions, very little actual knowledge.

      ETA: Sorry, Kate beat me to it. I was seconding her, just didn’t type it the first time.

      Nov 30, 2010 at 2:58 pm   rating: 2  small thumbs up

    • #33.7   pony girl

      Hanuka? What the hell is that? Looks Hawaiian.
      I’ve never seen Hanukkah spelled that way.

      Nov 30, 2010 at 3:26 pm   rating: 16  small thumbs up

    • #33.8   Clumber

      Thinking the same thing, PG. And I was raised to seek out the unusual spellings whenever possible. Never seen Hanuka – I probably would have spelled it Chanukah too, exactly the same way I just did – copy/paste.

      My dad still insists that he sends us cheques, or occasionally, Czechs.

      Dec 1, 2010 at 8:08 am   rating: 9  small thumbs up

    • #33.9   Kate

      We write cheques in the UK.
      We sometimes send people to gaol too!

      Dec 1, 2010 at 11:27 am   rating: 2  small thumbs up

  • #34   Thorbjørn

    For those of you, who think paying back what you owe is something to be taken lightly:

    Nov 30, 2010 at 9:22 am   rating: 2  small thumbs up

  • #35   wicked opinion

    Scorekeepers live in mansions….but they have no friends.

    Nov 30, 2010 at 10:50 am   rating: 1  small thumbs up

  • #36   SqueakyWheel

    If the amounts were not so piddly, I would be on the side of the notewriter. The $89.37 is the only one that strikes me as truly in need of repayment, and even that …

    Despite the injunction against not loaning money you cannot afford to write off, many people will loan what they can’t actually afford, because their friends say they are in need. They are willing to put themselves into what they perceive to be a short-term tight spot to help a friend out. How do I know? I did the same thing.

    Now, if six bucks, or five, is going to break the bank for you, you’re in a very rough spot, and probably ought to be better asking for help, not giving it. Like I said, the almost ninety dollar loan I can see as a big deal (for me & my house, that’s our phone, internet, and water bill for the month) – everything else is ridiculous.

    But I have to say – no matter what, sending the e-mail to all of them = majorly tacky. They’re obviously acquaintances, most likely they know each other, and now their own private business is being aired in this manner. It’s rude, and shows a marked lack of manners.

    Nov 30, 2010 at 11:00 am   rating: 10  small thumbs up

  • #37   monop

    oh, man. at first glance, i want to call the notewriter out for being a total douche about small amounts of money. i suppose it’s relative, though.. and as a person who always, ALWAYS ends up overpaying on bills because my friends are short (short on cash and short-sighted; if you don’t have the money for that premium beer, maybe you shouldn’t order five rounds of the stuff) this note does put a little smile on my face. i’d never actually pull something like it, though.

    Nov 30, 2010 at 12:47 pm   rating: 4  small thumbs up

    • #37.1   Splint Chesthair

      sounds like you need new friends.

      Dec 1, 2010 at 9:08 am   rating: 4  small thumbs up

  • #38   Sarah Ashley

    I’d never send out a mass email about something like this, but I understand where the note writer is coming from. It’s frustrating to lend money and then have your friends just “forget” about it … which is why I don’t let friends borrow anything anymore. Cash, clothes, books … nothing. (Especially since I once let a friend borrow a book and she gave it back to me with the cover ripped off…)

    However, the 5.50 and 6.00 is a bit impractical. I’d just have them buy me a latte the next time we get together.

    Nov 30, 2010 at 1:04 pm   rating: 3  small thumbs up

    • #38.1   Splint Chesthair

      Don’t lend money you aren’t prepared to lose. That’s the rule. If you’re disobeying this rule, you have no one to blame but yourself.

      Dec 1, 2010 at 9:08 am   rating: 2  small thumbs up

  • #39   Adriana

    I don’t disagree with the notewriter’s sentiment (pay your debts, losers), although I think it’s kind of silly to fret over $5, but whatever. That being said, I hope he/she BCCed everyone who received this mass email. Not that the initials make the borrowers all that anonymous, but the emails and names attached will be visible to everyone, removing all doubt.

    Also, it would have been much more in the Christmas spirit to just send the emails individually.

    Nov 30, 2010 at 1:44 pm   rating: 1  small thumbs up

  • #40   Rene

    Umm…my initials are RS, but I didn’t borrow money from anybody that I remember :(

    Nov 30, 2010 at 2:30 pm   rating: 2  small thumbs up

    • #40.1   Mace Elaine

      Yeah, I’m MM and I need that $14 for new calipers. Crap.

      Nov 30, 2010 at 2:39 pm   rating: 5  small thumbs up

  • #41   sduck

    Maybe I’m in the minority here, but I believe that if you borrow money from someone – no matter how small the amount – you’re obligated to pay it back promptly. IMO, waiting for the lender to come around asking for it is WAY tackier than this person’s e-mail.

    I’m not a big fan of splitting a restaurant tab down to the penny either. But my guess is that our e-mailer has a bunch of friends who have a regular habit of waiting until the check comes to announce that they don’t have quite enough money to pay their share. He’s forced to cover them, they promptly forget about it, and he never sees that money again. Now he doesn’t have enough money to cover his Christmas shopping, and he’s fed up. Can’t say I blame him.

    Nov 30, 2010 at 2:53 pm   rating: 10  small thumbs up

    • #41.1   Liz

      You’re in the minority. Lend out of surplus, give what you want, but don’t ask for money from friends. Trust me on this one, it will save you a lifetime of disappointment and anxiety over $5 bills.

      Save yourself the trouble as so many have and if it’s such a big deal for you, ask for a separate check because “I want to make sure I can cover it today, sorry guys.”

      Nov 30, 2010 at 3:56 pm   rating: 8  small thumbs up

    • #41.2   park rose bang

      Nice way of saying it, Liz. Good idea. I do love restaurants that allow separate billing though! However, it’s easier somewhere like Australia, as tax is already included in the price and tipping is not generally the custom.

      Nov 30, 2010 at 9:53 pm   rating: 1  small thumbs up

  • #42

    It’s money. It comes and goes. Keeping track down to the penny for an amount under 10 dollars shows that you have a pathological issue about money, and likely aren’t very much fun.

    Nov 30, 2010 at 3:43 pm   rating: 4  small thumbs up

  • #43   Liz

    A mass e-mail (as if initials weren’t anonymous)?

    $14??? $5?

    You waited until CHRISTMAS to collect that $90? Is this just out of the blue, or have you been bugging and this is the last straw before you call Judge Judy?

    General life advice:

    Don’t lend money you need back. It’s in the freaking Bible.

    If your friends keep taking advantage of you at lunch, don’t go to lunch with them. Write off the loan and the friendship, because they’re using you.

    $5 isn’t worth it. Really. If it keeps happening, just don’t return calls and mail. If it doesn’t… geez. Take it for the team.

    It’s a matter of class, in my opinion. Of course people should pay loans back, but a note like this is tacky any way you slice it.

    Nov 30, 2010 at 3:51 pm   rating: 8  small thumbs up

  • #44   Divvitar

    This is why you should never borrow money from an accountant.

    Nov 30, 2010 at 8:16 pm   rating: 2  small thumbs up

  • #45   LoriDD

    Don’t lend your “needs” for someone else’s “wants.”

    Nov 30, 2010 at 8:22 pm   rating: 7  small thumbs up

  • #46   shannon

    I would send the note writer a receipt of a charity donation in that amount, in their name.
    I had a friend who would keep a dry erase board of any monies owed or borrowed by others. I never let people borrow CASH but if they need something I believe in karma and paying it forward.

    Nov 30, 2010 at 9:15 pm   rating: 0  small thumbs up

    • #46.1   park rose bang

      Some poor students of mine, who did not have a lot of money, were left footing the bill after we all went out for beer and pizza and the teachers had a bit too much and the were the first to go!

      I really wished they (the bar staff) had collected money as we had ordered (makes good financial sense, especially as people get drunker). It’s not a habit of mine (I think) but I can get absent-minded. We squared up with the students, and it definitely was not a conscious decision to leave them with the bill. I felt like a real heel, but it wasn’t intentional and it all got sorted.

      I NEED to be reminded sometimes, as annoying as I know that is to the reminder. Sorry!

      Nov 30, 2010 at 10:02 pm   rating: 2  small thumbs up

  • #47   Kel

    Who writes a CHECK for $5.50 anyway?!?
    I LOVED this PAN! So super PANny!

    Dec 1, 2010 at 12:52 am   rating: 1  small thumbs up

    • #47.1   Madrias

      I remember Dad wrote a check to one of his buddies who was nagging him over 80 cents. He stated “I wanted to see if he’d actually cash it.”

      Dec 1, 2010 at 2:47 pm   rating: 5  small thumbs up

  • #48   Canthz_B bang

    Neither a borrower nor a lender be.
    I loaned Hamlet cash,
    And the crazy fucker screwed me!

    Dec 1, 2010 at 1:00 am   rating: 0  small thumbs up

    • #48.1   park rose bang

      Though this be madness, CB, yet there is method in’t.

      Dec 1, 2010 at 9:45 am   rating: 3  small thumbs up

    • #48.2   Canthz_B bang

      Yeah, but I think part of the method in the madness had to do with screwing me out of a few hundred krone! :-)

      Dec 2, 2010 at 12:11 am   rating: 0  small thumbs up

  • #49   TA

    Dear friend,

    While I really appreciated the reminder of when Chanukah is, I was offended by your abbreviation of Christmas. I had planned on paying you back the $5.50, but what with the “forgive and forget” nature of our friendship, I consider the Xmas offense to be worth $6.00. Feel free to send a money order for what you owe me. . . or we can call it even.

    Find another way to fund your holidays,

    Dec 1, 2010 at 2:45 am   rating: 5  small thumbs up

  • #50   Splint Chesthair

    Reminds me of an acquaintance who had to go overnight camping for a weekend as a requirement for some sort of club qualification in high school. He had never been camping before and begged me and a couple of friends to go with him. I declined several times before it got too pathetic and I gave in and agreed to go. I brought my own tent and gear and some snacks.

    We spent an unremarkable two nights there where I got to hike and fish and enjoy the outdoors so I wasn’t too bummed.

    That monday at school he presented each of us with an itemized invoice including our share of the campsite rental fee, the food he brought (I did have some hotdogs), and the gas he used to drive us there.

    I’m not sure if he begged me to go along because he really wanted me to go, or he really didn’t want to pay that much.

    Dec 1, 2010 at 7:45 am   rating: 6  small thumbs up

  • #51   Kimmy

    The only thing wrong with this note is that the writer failed to mention that he was actually celebrating Festivus ;)

    Dec 1, 2010 at 8:19 am   rating: 0  small thumbs up

  • #52   Somethingtosay

    Fair enough, people often never pay back money even when you ask 50 times (when they PROMISED), and it gets sickening. I can see doing it this way, it’s completely understandable. Basically: Don’t give me anything for Xmas, just MY MONEY BACK. Thanks.

    Dec 1, 2010 at 4:47 pm   rating: 1  small thumbs up

    • #52.1   Splint Chesthair

      No this is lame. You can’t beg someone for the money you willingly lent them. If you’re going to lend it, you give them a firm date of when you need it back by. If they don’t pay it back, consider it a fee for cutting an asshole out of your life for good.

      If you don’t like that situation, don’t lend money.

      Dec 2, 2010 at 7:25 am   rating: 2  small thumbs up

  • #53   sydney

    If I owed this person $5.50 I’d write them a check for $2.75 and let them know I’d be paying in installments.

    Dec 6, 2010 at 9:41 am   rating: 1  small thumbs up

  • #54   chuck

    I have a friend that I always seem to owe money for this and that, (such as her driving me a couple blocks to whatever, or eating a cheap dinner at her house to hang out) while I constantly treat her out to dinner and drove her miles upon miles wasting away entire weekends just so she can get errands done, and I’ve never asked for any of it back. I’m getting tired of being her friend, and friends with all other people who feel the need to calculate to the penny how much each person owes for dinner including tax and tips for every single meal.

    And she’s been known to overcharge too. She’ll charge you for all the ingredients of a cooked meal even though she probably only used 20% of the ingredients, and keeps all the leftovers to eat later. God I hate folks like that.

    Jan 7, 2011 at 5:32 pm   rating: 2  small thumbs up


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